Refine Mortgage
Paul Mattos

Mortgage Advisor · NMLS #2339069

Paul Mattos

(980) 221-4959paulm@refinemortgage.net1096 Assembly Drive, Suite 212, Fort Mill, SC, 29708

Our Team

The people behind
your loan.

A dedicated team of professionals ready to guide you through every step of your mortgage journey.

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Stephanie Munoz

Stephanie Munoz

Loan Partner

Your Loan Partner manages the details of your file from application through closing. They coordinate documents, track conditions, and keep everything moving so nothing falls through the cracks.

Schedule a Meeting

Book a
consultation.

Choose a time that works for you. No pressure, no obligation. Just a real conversation about your goals.

Client Reviews

What clients are saying.

This guy did wonders for us! Always quick to answer the phone or return a call! Would definitely recommend.

Jeremiah A

CarolinaHomeFinancing.com/Reviews

Paul is by far the best mortgage broker I have ever worked with. His depth of knowledge is unparalleled, and he has helped my clients achieve things that no one thought was possible. Paul is the real deal, and my go-to trusted broker. If you’re looking for a true professional, then you have found that in Paul Mattos.

Elena B

CarolinaHomeFinancing.com/Reviews

Paul was super helpful in advising me of my options and guided me in the right direction. While the builders mortgage company made sich a sweet deal I had to go with them, I will definitely use Paul when I refinance.

George S

CarolinaHomeFinancing.com/Reviews

I had the pleasure of working with Paul recently and I found him to be professional, prompt and extremely knowledgeable. He was able to present my client with multiple options that could work for them and ultimately helped put them in their very first home with exceptional terms. Thanks Paul!

Noah M

CarolinaHomeFinancing.com/Reviews

I just recently moved into my new place. I am far from being settled, or unpacked, however, I wanted to pause and write a super review to clap for Paul and his team: Working with Paul and Krista was one of the best experiences I’ve had during a major financial process. Taking out a home loan while buying a home and preparing for a move is easily one of the most stressful experiences a person can go through, but working with Paul and his team made the process feel like a breeze. From day one, they were responsive, personable, and truly cared about helping me through every step of the loan process. Paul went above and beyond, handling last-minute challenges quickly and always making himself available when urgent requests came up — even outside normal business hours. His dedication, communication, and willingness to advocate for me made a huge difference. I chose Paul over another highly recommended loan officer because he was far more accommodating and personable. While industry knowledge matters, the human side of the experience matters just as much, and Paul and Krista excel at both. If you want a team that will fight for you, communicate clearly, and genuinely care about your experience, I highly recommend Paul and Krista.

S.H.

CarolinaHomeFinancing.com/Reviews

I had a wonderful experience working with Paul! He made the entire mortgage process smooth and stress-free, especially as a first-time homebuyer. Always professional, patient, and quick to respond. Highly recommend!

Akshay S

CarolinaHomeFinancing.com/Reviews

Paul is a wonderful mortgage broker. This was my first time buying a home. He made sure the process went smoothly and the best financing options were secured for me. He communicates and explains things well. He is very personable and works hard to ensure everything works out in maximal favor of the client. 10/10 would recommend.

Alina M

CarolinaHomeFinancing.com/Reviews

Paul was a phenomenal partner to have at our side! He explained everything in detail, always ensured we understood the current information and as well as next steps, and was always happy to answer our questions along the way. He made sure to keep us informed and made sure we had our "i's" dotted and our "t's" crossed!! Thanks Paul!

CJay J

CarolinaHomeFinancing.com/Reviews

Paul and his team were great and moved things quickly for me. Appreciate everything he did for me.

Jess C

CarolinaHomeFinancing.com/Reviews

Client testimonials reflect individual experiences and may not be representative of all clients. Results may vary.

Online Application

Start your
application.

Ready to get started? Complete your mortgage application securely through our online portal. The process takes about 15-20 minutes.

Let's talk about
your goals.

Whether you're a first-time buyer or looking to build long-term wealth through real estate, Paul Mattos is here to guide you. No pressure, no obligation. Just a real conversation about your goals.

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